About American Insurance and Financial Services Inc.
At American Insurance and Financial Services, Inc., our promise is to provide you with the best possible protection at the best available rates, with professional and personal service that shows we truly care about you. We will work hard to get you the best coverage for everything that matters most to you in your life.
American Insurance and Financial Services, Inc. is an independent insurance agency located in Fallston, MD. What does this mean for you? It means we do not work for a big, faceless insurance company. We work for YOU! We work on YOUR side to get you the best prices, the best insurance, and the best service and support if you should suffer a loss. Our experts always follow through to make sure you receive fair and prompt payment in the event of a claim. After all...that's why you get insurance in the first place! And we believe you should get what you pay for.
Contact Us
Our Services
Our independence lends us the freedom to offer a wide array of services tailored to your unique needs. From building your first portfolio to preparing for retirement, we’re here to serve you for the long-term.
Download Our Free App
We’ve built a handy mobile app that allows you to easily stay in touch with us on-the-go wherever you are. Ask us questions, send and receive secure messages, request an appointment, get directions to our office, receive helpful notifications, and more.
Have a Question
Helpful Content
Surprise! You’ve Got Money!
Here’s a quick guide to checking to see if you have unclaimed money.
What Our Kids Can Teach us About Saving Money
Would you guess that Millennials are effectively saving for retirement? Well, they are.
Life and Death of a Twenty Dollar Bill
How long does a $20 bill last?
Getting a Head Start on College Savings
A few strategies that may help you prepare for the cost of higher education.
What is a Homeowners Insurance Policy?
Do you know what a Homeowners Insurance Policy is?
Gun Ownership and Your Homeowners Policy
Gun owners need to make sure that their homeowners policy covers the full value of their firearm(s) and personal liability.
Insuring Your Business Against Cyber Liability
90% of small businesses in the U.S. don't protect their data from cyber attacks. Is your business at risk?
Directors and Officers Liability Insurance
Not only can D&O insurance provide financial protection, but it can help improve an organization’s decision-making.
A Penny Saved is Two Pennies Earned
Here are some simple and inexpensive energy-saving tips that may help you save money.
View all articles 
Comparing Mortgage Terms
Estimate the total cost in today's dollars of various mortgage alternatives.
What Is My Current Cash Flow?
Assess whether you are running “in the black” or “in the red” each month.
Home Mortgage Deduction
Use this calculator to assess the potential benefits of a home mortgage deduction.
Bi-Weekly Payments
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
How Compound Interest Works
Use this calculator to better see the potential impact of compound interest on an asset.
Can I Refinance My Mortgage?
This calculator can help determine whether it makes sense to refinance your mortgage.
View all calculators
Protecting Those Who Matter Most
The importance of life insurance, how it works, and how much coverage you need.
Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
Long-Term-Care Protection Strategies
The chances of needing long-term care, its cost, and strategies for covering that cost.
View all presentations
Supporting Local Business In a Crisis
Want to ensure your favorite local spots are around after the pandemic? Learn how to support your community in this video.
If a Tree Falls
This handy video helps you stay prepared in case a fallen tree has damaged your house.
The Richest Man in Babylon
In good times and bad, consistently saving a percentage of your income is a sound financial practice.
An Arm and a Leg
A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.
When Do You Need a Will?
When do you need a will? The answer is easy: Right Now.
A New Way to Look at Your Bucket List
Bucket lists don’t have to be for tomorrow.