About American Insurance and Financial Services Inc.
At American Insurance and Financial Services, Inc., our promise is to provide you with the best possible protection at the best available rates, with professional and personal service that shows we truly care about you. We will work hard to get you the best coverage for everything that matters most to you in your life.
American Insurance and Financial Services, Inc. is an independent insurance agency located in Fallston, MD. What does this mean for you? It means we do not work for a big, faceless insurance company. We work for YOU! We work on YOUR side to get you the best prices, the best insurance, and the best service and support if you should suffer a loss. Our experts always follow through to make sure you receive fair and prompt payment in the event of a claim. After all...that's why you get insurance in the first place! And we believe you should get what you pay for.
Contact Us
Our Services
Our independence lends us the freedom to offer a wide array of services tailored to your unique needs. From building your first portfolio to preparing for retirement, we’re here to serve you for the long-term.
Download Our Free App
We’ve built a handy mobile app that allows you to easily stay in touch with us on-the-go wherever you are. Ask us questions, send and receive secure messages, request an appointment, get directions to our office, receive helpful notifications, and more.
Have a Question
Helpful Content
Avoiding Cognitive Decline
Try these activities to keep your brain sharp.
Estimating the Cost of College
This worksheet can help you estimate the costs of a four-year college program.
Is Cyber Liability Insurance Right for You?
Have you heard of cyber liability insurance? Do you need it?
Did You Know This Fact About Basement Flooding?
A simple precaution can help prevent basement flooding.
Fallen Tree Damage—Who Pays?
Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.
Gun Ownership and Your Homeowners Policy
Gun owners need to make sure that their homeowners policy covers the full value of their firearm(s) and personal liability.
Keep Your Life Insurance When You Retire
This article is perfect for those looking to maintain their life insurance or explore alternate options during retirement.
Debt Stress
There’s a link between debt and stress.
Directors and Officers Liability Insurance
Not only can D&O insurance provide financial protection, but it can help improve an organization’s decision-making.
View all articles 
Annuity Comparison
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
Paying Off a Credit Card
Enter various payment options and determine how long it may take to pay off a credit card.
Bi-Weekly Payments
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
What Is My Life Expectancy?
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
Disability Income
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
Lifetime of Earnings
Estimate how much you have the potential to earn during your working years.
View all calculators
Long-Term-Care Protection Strategies
The chances of needing long-term care, its cost, and strategies for covering that cost.
Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
Protecting Those Who Matter Most
The importance of life insurance, how it works, and how much coverage you need.
View all presentations
Suddenly Single: 3 Steps to Take Now
Have you found yourself suddenly single? Here are 3 steps to take right now.
Exit Strategies of the Rich and Famous
Estate conservation is too important to put off. Do you have a smart exit strategy?
The Latte Lie and Other Myths
Do you know these three personal finance sayings?
Combine Your Policies and Save
Some things just make perfect sense in pairs.
When Do You Need a Will?
When do you need a will? The answer is easy: Right Now.
A New Way to Look at Your Bucket List
That big list of dreams and goals isn't the only way to look at your bucket list.