About American Insurance and Financial Services Inc.
At American Insurance and Financial Services, Inc., our promise is to provide you with the best possible protection at the best available rates, with professional and personal service that shows we truly care about you. We will work hard to get you the best coverage for everything that matters most to you in your life.
American Insurance and Financial Services, Inc. is an independent insurance agency located in Fallston, MD. What does this mean for you? It means we do not work for a big, faceless insurance company. We work for YOU! We work on YOUR side to get you the best prices, the best insurance, and the best service and support if you should suffer a loss. Our experts always follow through to make sure you receive fair and prompt payment in the event of a claim. After all...that's why you get insurance in the first place! And we believe you should get what you pay for.
Contact Us
Our Services
Our independence lends us the freedom to offer a wide array of services tailored to your unique needs. From building your first portfolio to preparing for retirement, we’re here to serve you for the long-term.
Download Our Free App
We’ve built a handy mobile app that allows you to easily stay in touch with us on-the-go wherever you are. Ask us questions, send and receive secure messages, request an appointment, get directions to our office, receive helpful notifications, and more.
Have a Question
Helpful Content
Trends in Charitable Giving
Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.
Did You Know This Fact About the Claims Process?
Claims can be left open as long as you need.
Making Sense of U.S. Household Net Worth
A look inside the U.S. government's statistics on household net worth.
Gun Ownership and Your Homeowners Policy
Gun owners need to make sure that their homeowners policy covers the full value of their firearm(s) as personal liability.
An Overview of Renter’s Insurance
Don’t overlook the need for renter’s insurance if you rent your home.
A Home Insurance Claim: To File Or Not To File
Learn when it may not make sense to file a claim on your home insurance.
Money that Buys Good Health is Never Ill Spent
It's important to make sure your retirement strategy anticipates health-care expenses.
Did You Know This Fact About Carpooling?
Carpooling might save you money on your premiums.
Protecting Your Home Against Flood Loss
Protect yourself against the damage that your homeowners policy doesn’t cover.
View all articles 
Interested in a Fuel Efficient Car?
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
Comparing Mortgage Terms
Estimate the total cost in today's dollars of various mortgage alternatives.
Paying Off a Credit Card
Enter various payment options and determine how long it may take to pay off a credit card.
How Much Home Can I Afford?
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
Can I Refinance My Mortgage?
This calculator can help determine whether it makes sense to refinance your mortgage.
Should I Buy or Lease an Auto?
This calculator compares the financial impact of leasing versus buying an automobile.
View all calculators
Long-Term-Care Protection Strategies
The chances of needing long-term care, its cost, and strategies for covering that cost.
Protecting Those Who Matter Most
The importance of life insurance, how it works, and how much coverage you need.
Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
View all presentations
Accidents
Accidents happen to everyone. We’re here to help.
Acres of Diamonds
In life it often happens that the answers to our most pressing questions are right in our own backyards.
Should You Tap Retirement Savings to Fund College?
There are three things to consider before dipping into retirement savings to pay for college.
Exit Strategies of the Rich and Famous
Estate conservation is too important to put off. Do you have a smart exit strategy?
Safeguard Your Digital Estate
If you died, what would happen to your email archives, social profiles and online accounts?
Rightsizing for Retirement
What does your home really cost?