About American Insurance and Financial Services Inc.
At American Insurance and Financial Services, Inc., our promise is to provide you with the best possible protection at the best available rates, with professional and personal service that shows we truly care about you. We will work hard to get you the best coverage for everything that matters most to you in your life.
American Insurance and Financial Services, Inc. is an independent insurance agency located in Fallston, MD. What does this mean for you? It means we do not work for a big, faceless insurance company. We work for YOU! We work on YOUR side to get you the best prices, the best insurance, and the best service and support if you should suffer a loss. Our experts always follow through to make sure you receive fair and prompt payment in the event of a claim. After all...that's why you get insurance in the first place! And we believe you should get what you pay for.
Contact Us
Our Services
Our independence lends us the freedom to offer a wide array of services tailored to your unique needs. From building your first portfolio to preparing for retirement, we’re here to serve you for the long-term.
Download Our Free App
We’ve built a handy mobile app that allows you to easily stay in touch with us on-the-go wherever you are. Ask us questions, send and receive secure messages, request an appointment, get directions to our office, receive helpful notifications, and more.
Have a Question
Helpful Content
The Business Cycle
How will you weather the ups and downs of the business cycle?
Did You Know This Fact About Roof Safety?
A roof harness is essential if you're up on the roof making repairs.
Split Annuity Strategy
Here's one strategy that combines two different annuities to generate income and rebuild principal.
The Three Keys to a Great Password
Have fun and learn how to craft the perfect password with the help of this highly engaging infographic.
What is an Appraisal?
Do you know what an Appraisal is?
Lots of Variables with Fixed-Rate Mortgages
When selecting a fixed-rate mortgage, a borrower has to determine how many years to finance the loan.
Protection Against Uninsured Drivers
You’re hit by an uninsured driver. Now what? Are you protected against financial losses?
The Economic Journey of Your Morning Coffee
Few contemplate the complex journey that brought their coffee from farm to kitchen table.
How Your Credit May Affect Your Life Insurance Premiums
This article is perfect for helping you explore the surprising connection between your credit score and life insurance costs.
View all articles 
Lifetime of Earnings
Estimate how much you have the potential to earn during your working years.
Assess Your Life Insurance Needs
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
Home Mortgage Deduction
Use this calculator to assess the potential benefits of a home mortgage deduction.
Long-Term-Care Needs
Determine your potential long-term care needs and how long your current assets might last.
Comparing Mortgage Terms
Estimate the total cost in today's dollars of various mortgage alternatives.
What Is My Current Cash Flow?
Assess whether you are running “in the black” or “in the red” each month.
View all calculators
Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
Long-Term-Care Protection Strategies
The chances of needing long-term care, its cost, and strategies for covering that cost.
Protecting Those Who Matter Most
The importance of life insurance, how it works, and how much coverage you need.
View all presentations
From Boats to Brokers
From the Dutch East India Company to Wall Street, the stock market has a long and storied history.
To Buy or Not to Buy
The decision whether to buy or rent a home may have long-term implications.
When Do You Need a Will?
When do you need a will? The answer is easy: Right Now.
The Best of Both Worlds
Here are a few reasons we’ve chosen to be independent.
Surprises
Making the most of surprises is a great reason to work with us.
Safeguard Your Digital Estate
If you died, what would happen to your email archives, social profiles and online accounts?