Make Sense of Workers Comp Insurance
Did you know that your business owners insurance policy (BOP) doesn’t cover you for workers injuries? Do you understand state laws on workers compensation insurance? Are you protected against this risk which costs the nation billions of dollars each year?
If you can't answer "Yes" to all of these questions, you should be talking to American Insurance and Financial Services, Inc., your workers comp insurance experts.
Benefits of Workers Compensation Insurance
In addition to legal requirements, workers comp insurance, or workmens comp insurance as it's sometimes called, plays a vital role in protecting you against lawsuits for workplace injuries or work-related illness.
Good workmans comp insurance also strengthens morale in your business. It's a key asset for productivity and performance.
While this seems straightforward, workers compensation insurance is actually a complex area that calls for expertise you may not have in your business. That's why American Insurance and Financial Services, Inc. is here to help.
Workers Comp Insurance Questions and Options
Even if you already have workmans compensation insurance, we can help ensure it meets your needs and state requirements – for example, who has the right to select a doctor, how does a change in employee numbers affect you, or what proportion of wages are covered?
The American Insurance and Financial Services, Inc. workers compensation insurance program (which covers all employees, male and female, of course!) also offers additional options to your legal requirements including:
- Protection for an employee injured out of state.
- Financial support for dependents after a work-related fatality.
- Additional protection for specified injuries or illness.
- Reimbursement of legal and loss of earnings costs.
- Flexibility on the amount of employers liability protection.
Discounts for Workmens Comp Insurance
In addition, we may be able to secure valuable discounts for your workers compensation insurance based on your past record or business safety programs.
With so many issues and possibilities, it makes good business sense to secure the best workmans compensation insurance at the lowest possible price. We do that. Just complete the no-commitment Free Quote Request now and we'll show you how.