“Baby you can drive my car Yes I’m gonna be a star Baby you can drive my car And maybe I’ll love you” Was Paul McCartney off his rocker when he wrote these lyrics.  Could Paul really give permission to his baby to drive his car?  What if his baby crashed his car?  Would his insurance cover the claim?   In Maryland, car insurance follows the vehicle.   This means that if you loan your car, you loan your coverage.   A person not covered on your auto policy CAN usually drive your car without fear of your insurance company denying the coverage.  Of course, there are a couple of exceptions to this rule that may occur when the driver in question is a member of your household or does not have a valid driver’s license. Let’s say Paul’s baby doesn’t have a valid driver’s license (we all know that someone without a valid driver’s license should not be operating a car)  If Paul’s not validly licensed bab ...