Recently I saw a friend comment on Facebook that she was rethinking her pool membership this summer due to the amount of rain we have received.  I decided to take a look at the Farmer’s Almanac and it stated that we will be receiving a large amount of rain this summer.  Guess we’ll be likely to get the phone calls from Harford County Government WARNING of FLASH FLOODING in our  area.  We have all seen the pictures on the news of homes with water up to the rooftops and cars floating down the street.  Floods can have a catastrophic effect on your home and cars.  Let’s hope this wouldn’t happen in Harford County but would you be covered?  Homeowners’ policies don’t cover flood damage.  Flood coverage must be purchased separately and is different from your homeowners’ policy.  Basically, flood insurance isn’t as comprehensive as your homeowner’s policy.  Do you have a separate flood insurance policy?  Have you ever talked to an insurance agent about a flood ...